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Insurance for Vendors

Irongate couples are required to hire professional businesses for their wedding.

If the selected vendor does not provide the required insurance, they will not be permitted to work as a vendor at Irongate.

Types of Insurance Vendors Must Carry

  • General Liability.
  • Liquor Liability.
  • Workers Compensation.
  • Commercial Auto.

Step 1: Verify You Have the Minimum Coverage Required

General Liability with limits at least $1,000,000 per occurrence and $2,000,000 in the aggregate:
  • This applies to all vendors.
Liquor Liability with limits at least $1,000,000 per occurrence and $2,000,000 in the aggregate:
  • This applies to any vendor serving alcohol, even if just champagne.
Workers Compensation:
  • This applies to any vendor with employees on-site at Irongate Garden Inn.
Commercial Auto with limits at least $1,000,000 (Split or Combined Single Limit):
  • This applies to any vendor who brings a vehicle or trailer on-site as part of their service.

Step 2: Add Irongate as Additional Insured

The verbiage below is required:
Irongate Garden Inn
Robert or Krista Grove
4673 Nord Highway
Chico CA 95973

If you’re a caterer, DJ or other entertainment:
  • Irongate is listed as Additional Insured under your General Liability.
If you’re a caterer serving any alcohol (even if just champagne):
  • Irongate is listed as Additional Insured under BOTH General and Liquor Liability.
If your a bartender or bar service:
  • Irongate is listed as Additional Insured under BOTH General and Liquor Liability.
If you have employees:
  • Your certificate of insurance must show Workers Compensation coverage.
If you bring your vehicle or trailer to our venue as part of your service:
  • Your certificate of insurance must show Commercial Auto coverage.

Step 3: Send a Certificate of Insurance

Due: Thirty (30) days prior to event
Email to: hello@irongategardeninn.com

Vendors who do not provide the insurance information, as specified in our contract with the couple, will not be permitted to work as a vendor at Irongate.

We expect our couples to work with professional business vendors for one of the most important events in their lives. Since professional businesses are used to this type of request from venues, we know this is an easy step, but don’t hesitate to ask if you have any questions.